The first time my son got into some legal trouble, I didn't hire an attorney. I figured that he would just get a slap on the wrist and that he should accept his punishment, and that's what happened. The second time he got into trouble, I had to hire an attorney. I knew that since he had a record, the judge would not be so lenient about his punishment and he could suffer some serious consequences that could haunt him for his entire life. If you have a troubled child, my blog could help you understand the value of hiring an attorney for him or her.
When you get injured in a car accident, the insurance adjuster who handles your claim is not employed to take care of you. They are hired to keep the insurance company profitable, which involves keeping your payout as low as possible. Still, it is often best to settle with an insurance company even if they decide to pay you less than you claim, but there are also times when you may get a better payout if you go to court.
How to Handle an Insurance Company
In order to get a good payout, you need to gather as much evidence as possible and remember these key features:
1. Even if you don't feel hurt right after an accident, you should still have yourself checked out. If you feel a little sore, but wait to go get yourself checked out, you will have a hard time proving that your injuries were a direct result of your accident or a result of what happened after.
2. Keep track of all of your medical bills that result from accident-related injuries, pay stubs to show how much money you missed out on at work, and any other documents that could quantify how much money you have lost as a result of your accident.
3. Don't expect insurance companies to pay too much attention to your claims about pain and suffering since they typically use an arbitrary formula for determining how much to pay for pain and suffering.
Preparing a solid case is the best way to maximize your payout and strong cases have their foundations in solid evidence. To maximize your payout, take the time to build a strong case because dealing with your insurance company should be quicker than taking a case to court.
Should You Go to Court?
When you go to court, you will need to impress a jury, who might be more sensitive to your plight, which means they may decide to award you more for pain and suffering than an insurance company would. You will still need the same evidence you would need to give to an insurance company. Because there is the potential for a higher payout, you may decide to go to court if you feel like an insurance company is giving you a lowball number. However, you need to remember that some insurance companies will base their claim on how strong they think your case is. Thus, if they think you would do well in court, they will pay you a higher number, and if they think your case is weak, they will offer you a lower number. Discuss your case with a lawyer to determine if you have a strong case to take to court.
To determine whether you should go to court or settle with an insurance company, you should consider hiring a personal injury lawyer. Based on experience and legal training, a lawyer will be able to advise you which way to go and help you get the best results possible.